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NJ Oil Tank Insurance & Protection Plan
Combined Years of Experience
Do you have an active underground heating oil tank? If so, you need Simple Guard, the most comprehensive oil tank protection plan on the market. With this NJ oil tank insurance plan, you can sleep at night knowing that, God forbid, your oil tank discharges into the ground, you will be covered up to $150,000.00 worth of cleanup costs. This includes soil and groundwater contamination unlike other products on the market that only cover soil contamination. Unfortunately, many homeowner's insurance policies don't offer this coverage or protection plan. Check your current insurance policy to see if it covers protection plans on oil-tank replacement, soil remediation, oil tank maintenance, oil leaks, corrosion, and any other type of damage. The type of damage that can occur depends on the model of the oil tank, how well it was cared for, and whether there was any type of restoration that was done previously. It is the oil tank owner's responsibility to take care of their oil storage tanks, and the liability lands on them as the property owner.
Some of the benefits of Simple Guard that stick out in the industry, number one, you can shop for your fuel oil anywhere you want. You are not bound to one fuel dealer if you sign up with a Simple Guard insurance. Also, you have the option to pull your oil tank at any time. There are no restrictions on when you can pull your oil tank. Other insurance plans out there restrict you on when you can pull your oil tank. You can also convert to gas at any time. If you decide to convert to gas, you have that option. Other insurance plans out there do not allow you to convert to gas.
Another benefit of Simple Guard is that it can transfer to any new buyer, so this is transferable to any owner of the property. The contract is in your name, but it is easily transferred over to the new homeowner's name. It is attached to the property and your specific oil tank that's underground. Simple Guard is paid monthly as opposed to yearly. After 12 months it's a month-to-month contract that can be canceled at any time.
The process to obtain Simple Guard insurance is to hire us to investigate the soils around your tank by drilling two inch diameter holes into the soil down to about seven to eight feet in depth. We're going to take up to three soil borings around the perimeter of the oil tank. If we can prove that there's not already an existing leak in your oil tank, then you're automatically offered Simple Guard. It's $59 per month.
The cost for the soil investigation is $600.00. That includes a full soil delineation if we find soil contamination. We're going to figure out exactly how deep the contamination is, how far it traveled so that we can provide you with a fixed price. If you're not selling your home, we will offer you five year financing on the cost of the tank removal and cleanup cost.
If there is a claim in the first 12 months, there will be a $3,500.00 deductible. After the initial 12 months the deductible drops down to $1,500.00 if there is a claim. If there is no claim during the tank removal process, then there are zero deductibles. We do not require that you stick with oil for 12 months. Some of the products out there on the market do require that you, if you have a claim, you must stick with oil. You must install above ground tank and keep it for an additional 12 months. Simple Guard does not require that.
Simple Guard was created with the end-user in mind! It is simply the best oil tank protection plan on the market for underground oil tanks! Contact us today to learn more about our oil tank insurance plan, which gives you the peace of mind in regard to your oil tanks and storage tanks. Our environmental protection of your oil tanks is unmatched.
Why Do You Need Oil Tank Insurance In NJ?
What's The Process Of Getting Oil Tank Insurance?
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